Payment Transaction

1) All payments processed are in South African Rands (ZAR).
a) All prices include VAT at 15%.

2) Home Centric SA (Pty) Ltd requires you to register an account on our website before any services can be provided.

3) We will collect and securely store information such as your full name, address, email and contact phone number for the sole purpose of providing services stated on our website, account verification and anti-fraud measures.
a) This information in stored securely on our servers with staff access policies in place that govern the use of your personal information.
b) We will not sell or provide your contact details to any third party.

4) At point of sale, we will require you to enter in your credit card number, cvv number, expiry date and your full name on your credit card. This information will be transmitted via encrypted SSL (secure socket layer) session between your computer and our our billing merchant, using current industry standards.
Home Centric SA (Pty) Ltd does not store your credit card information on file, this information is held securely at Payfast our billing merchant. Payfast complies with PCI-DSS security standard for the retention of credit card and billing information.
a) At the time of your initial transaction you will need to nominate a billing method either credit card or instant EFT. This information will then be transmitted via an encrypted SSL connection to Payfast. Payfast will then store your nominated billing method using PCI-DSS security standards and issues a customer token number which identifies your account.
b) If your transaction is for a once off purchase such as point transaction, we will use your nominated billing method and charge your account.